Equitable
Cooperative Bank
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Current Rates - Effective August 17, 2010

Rates subject to change without notice.

AUTO LOAN

 

NEW AUTO
100% Financing of Purchase Price
Maximum Loan: $50,000

TERMS APR* AS LOW AS PAYMENT PER $1,000
2 Years
3.99%
43.42
3 Years
3.99%
29.52
4 Years
4.50%
22.80
5 Years
4.50%
18.64
6 Years
5.50%
16.34

 
   
USED AUTO
2008-2010 Model Years
90% Financing of Purchase Price
Maximum Loan: $50,000
TERMs
APR* AS LOW AS
PAYMENT PER $1,000
2 Years
3.99%
43.42
3 Years
3.99%
29.52
4 Years
4.50%
22.80
5 Years
4.75%
18.76
6 Years
6.00%
16.57

   
USED AUTO
2006-2007 Model Years
80% Financing of Purchase Price
Maximum Loan: $50,000
TERMs
APR* AS LOW AS
PAYMENT PER $1,000
2 Years
5.50%
44.10
3 Years
5.50%
30.20
4 Years
5.50%
23.26
5 Years
5.50%
19.10

   
USED AUTO
2003-2005 Model Years
NADA Loan Value or Purchase Price
Maximum Loan: $50,000
TERMs
APR* AS LOW AS
PAYMENT PER $1,000
2 Years
6.50%
44.55
3 Years
6.50%
30.65

*APR= Annual Percentage Rate. The APR's on new and used auto loans will be based on your credit history. The rates shown are based on the highest credit score. Other rates are available based on credit score. These rates are for a limited time and may be withdrawn or changed at any time without notice.

OTHER LOANS

   
Personal Loans
TERM
APR*
PAYMENT PER $1,000
3 Years
11.00%
32.74
APR=Annual Percentage Rate.25% Discount on Personal Loans with AUTOPAY from Equitable Cooperative Bank Account 

  
Personal Line of Credit
TERM
APR*
PAYMENT PER $1,000
15 Year
9.00%
Revolving
*Rate based on the current prime rate of 3.25% APR + a margin of 4.00% as published in the Wall Street Journal on the
last business day of the previous month and may vary up to 18.00% APR. Minimum rate is 9.00%


  

Overdraft Protection
Line of Credit

TERM APR* PAYMENT PER $1,000
N/A
14.00%
Revolving
APR = Annual Percentage Rate